@font-face { font-family: 'Newsreader'; font-style: normal; font-weight: 300 500; font-display: swap; src: url(assets/fonts/newsreader-latin.woff2) format('woff2'); }
@font-face { font-family: 'Newsreader'; font-style: italic; font-weight: 300 500; font-display: swap; src: url(assets/fonts/newsreader-italic-latin.woff2) format('woff2'); }
@font-face { font-family: 'Instrument Sans'; font-style: normal; font-weight: 400 600; font-display: swap; src: url(assets/fonts/instrument-sans-latin.woff2) format('woff2'); }
:root {
  --night: #1C1F3B;
  --bone: #F1E9DD;
  --saffron: #D9A53F;
  --dusk: #A9A5B8;
  --umber: #8A590F;
  --muted: #55526A;
  --rule: #D3C9B5;
  --night-rule: #3A3E63;
  --gutter: clamp(20px, 5vw, 72px);
  --serif: 'Newsreader', Georgia, serif;
  --sans: 'Instrument Sans', sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 24px; }
body { margin: 0; color: var(--night); background: var(--bone); font-family: var(--sans); font-size: 16px; line-height: 1.65; -webkit-font-smoothing: antialiased; }
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-underline-offset: 5px; text-decoration-thickness: 1px; }
a:hover { text-decoration-color: transparent; }
button, input { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
button { color: inherit; }
:focus-visible { outline: 2px solid var(--night); outline-offset: 6px; }
.night :focus-visible, .night:focus-visible { outline-color: var(--bone); }
h1, h2, h3, p, figure { margin: 0; }
h1, h2, h3 { font-family: var(--serif); font-optical-sizing: auto; font-weight: 300; text-wrap: balance; }
h1, h2 { letter-spacing: -.025em; }
h1 { font-size: clamp(54px, 7.25vw, 104px); line-height: 1.02; }
h2 { font-size: clamp(40px, 4.5vw, 64px); line-height: 1.05; }
h3 { font-size: clamp(27px, 2.7vw, 36px); line-height: 1.15; }
p { text-wrap: pretty; }
strong { font-weight: 600; }
ul, ol { margin: 0; padding: 0; }
.container { width: calc(100% - var(--gutter) * 2); max-width: 1296px; margin-inline: auto; }
.section { padding-block: clamp(72px, 8vw, 120px); }
.night { color: var(--bone); background: var(--night); --muted: var(--dusk); --rule: var(--night-rule); }
.eyebrow { font: 500 12px/1.4 var(--sans); letter-spacing: .16em; text-transform: uppercase; color: var(--umber); margin-bottom: 24px; }
.night .eyebrow { color: var(--dusk); }
.muted, .small-note { color: var(--muted); }
.small-note { font-size: 13px; line-height: 1.6; }
.friday { color: var(--saffron); }
.button { display: inline-flex; justify-content: center; align-items: center; min-height: 52px; padding: 13px 23px; border: 1px solid var(--night); border-radius: 2px; background: var(--night); color: var(--bone); font-size: 14px; line-height: 1.5; font-weight: 500; text-decoration: none; text-align: center; transition: opacity .18s ease; }
.button:hover { opacity: .82; }
.night .button { background: var(--bone); color: var(--night); border-color: var(--bone); }
.text-link { display: inline-block; font: italic 400 22px/1.35 var(--serif); text-decoration: none; border-bottom: 1px solid currentColor; padding-bottom: 3px; }
.text-link:hover { border-color: transparent; }
.actions { display: flex; flex-wrap: wrap; align-items: center; gap: 20px 30px; margin-top: 32px; }
.cta-note { margin-top: 12px; font-size: 12px; color: var(--muted); }
.skip-link { position: absolute; z-index: 30; top: 12px; left: 20px; padding: 12px 20px; color: var(--night); background: var(--bone); width: 1px; height: 1px; overflow: hidden; clip-path: inset(50%); white-space: nowrap; }
.skip-link:focus { position: fixed; width: auto; height: auto; overflow: visible; clip-path: none; outline: 2px solid var(--night); }
.site-header { position: relative; z-index: 10; }
.header-inner { display: flex; justify-content: space-between; align-items: center; min-height: 112px; gap: 32px; }
.brand { flex: 0 0 auto; }
.brand img { width: 180px; height: 40px; }
.nav-panel { display: flex; align-items: center; gap: clamp(18px, 2vw, 30px); }
.nav-panel > a { font-size: 13px; font-weight: 500; white-space: nowrap; text-decoration: none; }
.nav-panel > a:not(.nav-cta):hover, .nav-panel > a[aria-current] { text-decoration: underline; text-underline-offset: 7px; }
.nav-panel .nav-cta { border: 1px solid var(--rule); border-radius: 2px; min-height: 44px; padding: 10px 17px; }
.nav-panel .nav-cta:hover { background: var(--night); color: var(--bone); }
.night .nav-panel .nav-cta { border-color: var(--dusk); }
.night .nav-panel .nav-cta:hover { background: var(--bone); color: var(--night); }
.menu-toggle, .mobile-nav-note { display: none; }
.home .site-header { position: absolute; inset: 0 0 auto; background: transparent; }
.home .site-header::before { content: ''; position: absolute; inset: 0 0 -36px; z-index: -1; pointer-events: none; background: linear-gradient(180deg, rgba(28,31,59,.78), rgba(28,31,59,.68) 64%, rgba(28,31,59,0)); }
.hero { position: relative; isolation: isolate; min-height: 900px; min-height: clamp(800px, 62.5vw, 1000px); display: flex; flex-direction: column; justify-content: center; }
.hero-photo, .hero-photo img, .hero::after { position: absolute; inset: 0; width: 100%; height: 100%; }
.hero-photo { z-index: -2; }
.hero-photo img { object-fit: cover; object-position: 60% 50%; }
.hero::after { content: ''; z-index: -1; background: linear-gradient(90deg, rgba(28,31,59,.9) 0%, rgba(28,31,59,.75) 34%, rgba(28,31,59,.17) 78%), linear-gradient(0deg, rgba(28,31,59,.82), transparent 32%); }
.hero-copy { padding-block: 195px 178px; }
.hero .eyebrow { color: var(--bone); margin-bottom: 28px; }
.hero h1 { font-size: clamp(58px, 7.4vw, 112px); line-height: .97; letter-spacing: -.03em; }
.hero h1 span, .hero h1 em { display: block; white-space: nowrap; }
.hero h1 em { font-weight: 300; }
.hero h1 b { font-weight: inherit; }
.hero-copy > p:not(.eyebrow):not(.cta-note) { max-width: 510px; font-size: 18px; line-height: 1.65; margin-top: 32px; }
.hero .actions { margin-top: 36px; }
.hero .cta-note { color: var(--bone); }
.hero-foot { position: absolute; bottom: 32px; left: 0; right: 0; display: flex; justify-content: space-between; gap: 24px; border-top: 1px solid rgba(241,233,221,.28); padding-top: 18px; font-size: 12px; color: var(--bone); }
.section-heading { display: grid; grid-template-columns: 1.1fr 1fr; align-items: end; gap: 64px; margin-bottom: 52px; }
.section-heading p:not(.eyebrow) { max-width: 470px; color: var(--muted); }
.section-heading .eyebrow { margin-bottom: 20px; }
.flow-strip { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; list-style: none; }
.flow-strip li { border-top: 1px solid var(--rule); padding-top: 20px; }
.step-number { display: block; color: var(--muted); font: 400 17px var(--serif); margin-bottom: 32px; }
.flow-strip h3 { font-size: 30px; margin-bottom: 14px; }
.flow-strip p { font-size: 14px; color: var(--muted); }
.section-end { display: flex; justify-content: space-between; align-items: center; gap: 24px; border-top: 1px solid var(--rule); margin-top: 38px; padding-top: 24px; }
.section-end p { font-size: 13px; color: var(--muted); }
.photo-editorial { display: grid; grid-template-columns: .82fr 1.18fr; align-items: center; gap: clamp(48px, 8vw, 120px); }
.arch-figure { position: relative; max-width: 460px; width: 100%; }
.arch-figure picture { display: block; clip-path: url(#photo-arch); }
.arch-figure img { width: 100%; height: auto; aspect-ratio: 452 / 680; object-fit: cover; }
.arch-outline { position: absolute; inset: 0; width: 100%; height: 100%; overflow: visible; pointer-events: none; }
h1 .line, h2 .line { display: block; text-wrap: balance; }
.arch-outline path { stroke: var(--night); fill: none; vector-effect: non-scaling-stroke; }
.arch-outline path { stroke-width: 1.25; }
.arch-outline .arch-heavy { stroke-width: 7; }
.night .arch-outline path { stroke: var(--bone); }
.clip-defs { position: absolute; width: 0; height: 0; overflow: hidden; }
.editorial-copy > p:not(.eyebrow), .split-copy > p:not(.eyebrow) { margin-top: 24px; color: var(--muted); max-width: 540px; }
.day-list { margin-top: 34px; border-bottom: 1px solid var(--rule); }
.day-row { display: grid; grid-template-columns: 145px 1fr; gap: 20px; border-top: 1px solid var(--rule); padding-block: 23px; }
.day-row h3 { font-size: 32px; }
.day-row small { display: block; font: 500 12px/1.4 var(--sans); letter-spacing: .08em; text-transform: uppercase; color: var(--muted); margin-top: 9px; }
.day-row p { color: var(--muted); font-size: 15px; line-height: 1.65; }
.editorial-copy > .text-link { margin-top: 28px; }
.section-rule { border-top: 1px solid var(--rule); }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(48px, 9vw, 140px); align-items: center; }
.intention-ledger { padding: 36px 0 14px; border-block: 1px solid var(--rule); }
.ledger-top { display: flex; justify-content: space-between; align-items: center; gap: 20px; margin-bottom: 34px; }
.ledger-top .eyebrow { margin: 0; }
.ledger-top span { font-size: 12px; color: var(--muted); }
.intention-ledger dl { margin: 0; }
.ledger-line { display: flex; justify-content: space-between; gap: 20px; border-top: 1px solid var(--rule); padding-block: 20px; }
.ledger-line dt, .ledger-line dd { margin: 0; font: 300 32px/1.1 var(--serif); }
.ledger-line dd { text-align: right; }
.ledger-line dd small { display: block; font: 400 12px/1.5 var(--sans); color: var(--muted); margin-top: 8px; }
.intention-ledger > p { color: var(--muted); font-size: 12px; margin-top: 18px; }
.fee-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(40px, 7vw, 110px); align-items: start; }
.fee-copy > p:not(.eyebrow) { color: var(--muted); margin-top: 24px; }
.fee-copy .text-link { margin-top: 28px; }
.fee-table { width: 100%; border-collapse: collapse; text-align: left; font-size: 14px; }
.fee-table caption { text-align: left; font: 300 28px/1.2 var(--serif); margin-bottom: 22px; }
.fee-table th, .fee-table td { border-bottom: 1px solid var(--rule); padding: 16px 8px; vertical-align: top; }
.fee-table th { font-weight: 500; }
.fee-table td { font: 400 20px/1.3 var(--serif); font-variant-numeric: lining-nums tabular-nums; }
.fee-table thead th { font-size: 12px; padding-top: 0; }
.fee-table th:first-child { padding-left: 0; width: 46%; }
.fee-table td, .fee-table thead th:not(:first-child) { text-align: right; }
.fee-table th:last-child, .fee-table td:last-child { padding-right: 0; }
.fee-table .total td { font-family: var(--serif); font-size: 32px; line-height: 1.2; }
.fee-table .total th { vertical-align: middle; }
.fee-table .charity th, .fee-table .charity td { border-bottom: 0; padding-top: 22px; }
.fee-notes { font-size: 12px; color: var(--muted); margin-top: 22px; }
.fee-notes + .fee-notes { margin-top: 10px; }
.closing { text-align: center; padding-block: clamp(80px, 9vw, 138px); border-top: 1px solid var(--rule); }
.closing h2 { max-width: 750px; margin-inline: auto; }
.closing > .container > p:not(.eyebrow):not(.cta-note) { color: var(--muted); max-width: 490px; margin: 24px auto 0; }
.closing .actions { justify-content: center; }
.site-footer { padding-top: 64px; padding-bottom: 24px; }
.footer-main { display: grid; grid-template-columns: 1.15fr 1fr; gap: 70px; padding-bottom: 50px; }
.footer-brand { display: flex; align-items: flex-start; gap: 20px; }
.footer-brand img { width: 52px; height: 52px; }
.footer-brand p { max-width: 310px; font: 300 28px/1.25 var(--serif); padding-top: 8px; }
.footer-links { display: grid; grid-template-columns: 1fr 1fr; gap: 9px 32px; align-content: start; }
.footer-links a { width: fit-content; font-size: 13px; text-decoration: none; padding-block: 3px; }
.footer-links a:hover { text-decoration: underline; }
.footer-fine { border-top: 1px solid var(--rule); padding-top: 24px; display: grid; grid-template-columns: 1.15fr 1fr; gap: 70px; color: var(--dusk); font-size: 12px; }
.footer-fine p { max-width: 470px; }
.footer-fine p + p { margin-top: 8px; }
.copyright { text-align: right; }
.page-intro { padding-top: clamp(56px, 6vw, 96px); padding-bottom: clamp(52px, 6vw, 84px); }
.page-intro h1 { max-width: 1030px; }
.page-intro .intro-copy { max-width: 650px; margin-top: 32px; font-size: clamp(17px, 1.5vw, 20px); color: var(--muted); }
.intro-bottom { display: flex; justify-content: space-between; gap: 40px; align-items: end; margin-top: 34px; }
.intro-bottom .intro-copy { margin-top: 0; }
.intro-index { color: var(--muted); font-size: 12px; white-space: nowrap; }
.page-band { border-top: 1px solid var(--rule); }
.money-diagram { padding-block: 48px 44px; }
.money-diagram > figcaption { font: 500 12px/1.5 var(--sans); letter-spacing: .16em; text-transform: uppercase; color: var(--dusk); margin-bottom: 30px; }
.diagram-flow { display: grid; grid-template-columns: .8fr 40px 1fr 40px 1.45fr; align-items: center; gap: 22px; }
.diagram-node { padding-block: 20px; }
.diagram-node h2, .diagram-node h3 { font-size: clamp(27px, 2.6vw, 38px); }
.diagram-node p { color: var(--dusk); font-size: 13px; margin-top: 12px; }
.diagram-arrow { display: block; height: 1px; background: var(--dusk); position: relative; }
.diagram-arrow::after { content: ''; border-top: 1px solid var(--dusk); border-right: 1px solid var(--dusk); width: 6px; height: 6px; position: absolute; right: 0; top: -3px; transform: rotate(45deg); }
.charity-accounts { display: grid; gap: 10px; }
.charity-account { border: 1px solid var(--night-rule); padding: 13px 18px; font: 300 24px/1.2 var(--serif); }
.charity-account span { display: block; font: 400 11px/1.5 var(--sans); color: var(--dusk); margin-top: 5px; }
.fee-branch { border-top: 1px solid var(--night-rule); margin-top: 24px; padding-top: 23px; display: flex; justify-content: space-between; gap: 32px; color: var(--dusk); font-size: 13px; }
.fee-branch strong { color: var(--bone); font-weight: 500; }
.process-layout { display: grid; grid-template-columns: .68fr 1.32fr; gap: clamp(50px, 8vw, 120px); }
.process-aside > p { color: var(--muted); margin-top: 24px; max-width: 310px; }
.process-aside .text-link { margin-top: 28px; }
.process-list { list-style: none; counter-reset: steps; }
.process-list li { display: grid; grid-template-columns: 42px 1fr; column-gap: 22px; border-top: 1px solid var(--rule); padding-block: 27px 32px; counter-increment: steps; }
.process-list li::before { content: counter(steps, decimal-leading-zero); font: 400 18px/1.5 var(--serif); color: var(--muted); padding-top: 2px; }
.process-list h3 { font-size: clamp(28px, 2.5vw, 34px); margin-bottom: 13px; }
.process-list p { color: var(--muted); }
.process-list p + p { margin-top: 12px; }
.note-panel { padding: 28px 0; border-block: 1px solid var(--rule); }
.note-panel h3 { margin-bottom: 14px; }
.note-panel p { color: var(--muted); }
.editorial-rows { border-bottom: 1px solid var(--rule); }
.editorial-row { display: grid; grid-template-columns: 1fr 1.15fr; gap: clamp(32px, 8vw, 120px); padding-block: 38px; border-top: 1px solid var(--rule); }
.editorial-row :is(h2, h3) { max-width: 410px; font-size: clamp(27px, 2.7vw, 36px); line-height: 1.15; }
.editorial-row p { color: var(--muted); max-width: 590px; }
.editorial-row p + p { margin-top: 14px; }
.annual-example { padding: 42px; border: 1px solid var(--rule); }
.annual-example .example-amount { font: 300 clamp(60px, 7vw, 90px)/1 var(--serif); letter-spacing: -.03em; margin-top: 28px; }
.annual-example .example-goal { color: var(--dusk); margin-top: 9px; font-size: 14px; }
.goal-track { height: 2px; background: var(--night-rule); margin-block: 30px; }
.goal-track span { display: block; height: 100%; width: 40%; background: var(--bone); }
.example-detail { display: flex; justify-content: space-between; gap: 20px; border-top: 1px solid var(--rule); padding-block: 16px; font-size: 13px; }
.example-detail span { color: var(--muted); }
.example-detail strong { font: 400 20px/1.2 var(--serif); }
.feature-intro { padding-top: 44px; padding-bottom: 84px; }
.feature-intro .arch-figure { max-width: 400px; justify-self: end; }
.feature-intro .arch-figure img { aspect-ratio: 452 / 600; }
.feature-intro .split-copy h1 { font-size: clamp(52px, 6.3vw, 90px); }
.feature-intro .split-copy > p:not(.eyebrow) { font-size: 18px; }
.requirements { list-style: none; border-top: 1px solid var(--rule); margin-top: 28px; }
.requirements li { border-bottom: 1px solid var(--rule); padding-block: 14px; font-size: 15px; }
.requirements li span { display: inline-block; width: 30px; font-family: var(--serif); color: var(--muted); }
.quick-give-note { max-width: 700px; margin-top: 30px; color: var(--muted); }
.faq-layout { display: grid; grid-template-columns: .48fr 1fr; gap: clamp(40px, 7vw, 110px); padding-bottom: 100px; }
.faq-aside { border-top: 1px solid var(--rule); padding-top: 24px; }
.faq-aside p { color: var(--muted); font-size: 14px; max-width: 260px; }
.faq-aside .text-link { margin-top: 20px; }
.faq-list { border-bottom: 1px solid var(--rule); }
.faq-list details { border-top: 1px solid var(--rule); }
.faq-list summary { position: relative; cursor: pointer; list-style: none; font: 400 clamp(24px, 2.1vw, 30px)/1.2 var(--serif); padding: 26px 45px 26px 0; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: '+'; position: absolute; right: 3px; top: 26px; font: 300 25px/1 var(--sans); }
.faq-list details[open] summary::after { content: '−'; }
.faq-answer { padding: 0 35px 28px 0; color: var(--muted); font-size: 15px; }
.faq-answer p + p { margin-top: 16px; }
.faq-answer .fee-table { margin-block: 24px; color: var(--night); }
.faq-answer .fee-table caption { font-size: 24px; }
.draft-note { display: block; border-left: 2px solid var(--umber); padding-left: 18px; margin-top: 28px; font-size: 14px; color: var(--muted); max-width: 650px; }
.policy-layout { display: grid; grid-template-columns: .48fr 1fr; gap: clamp(40px, 7vw, 110px); padding-bottom: 110px; }
.policy-aside { border-top: 1px solid var(--rule); padding-top: 25px; color: var(--muted); font-size: 13px; }
.prose { max-width: 740px; }
.prose section { border-top: 1px solid var(--rule); padding-top: 26px; margin-bottom: 36px; }
.prose h2 { font-size: 32px; margin-bottom: 18px; }
.prose p, .prose li { color: var(--muted); font-size: 15px; }
.prose p + p { margin-top: 18px; }
.prose ul { padding-left: 20px; }
.prose li + li { margin-top: 12px; }
.prose a { overflow-wrap: anywhere; }
.error-page { min-height: 620px; display: flex; flex-direction: column; justify-content: center; align-items: flex-start; padding-block: 100px; }
.error-page h1 { max-width: 850px; }
.error-page > p:not(.eyebrow) { margin-top: 25px; max-width: 460px; color: var(--muted); }
@media (min-width: 1600px) { .hero-copy { padding-block: 230px 200px; } }
@media (max-width: 1199px) {
  .header-inner { min-height: 96px; flex-wrap: wrap; }
  .nav-panel { width: 100%; flex-wrap: wrap; padding-bottom: 24px; }
  .menu-toggle { display: none; }
  .nav-ready .menu-toggle { display: block; position: relative; z-index: 22; padding: 9px 0 9px 18px; border: 0; background: transparent; cursor: pointer; font-size: 13px; }
  .menu-toggle > span[aria-hidden] { display: inline-block; width: 20px; height: 8px; border-block: 1px solid currentColor; margin-left: 11px; }
  .nav-ready .nav-panel { display: none; }
  .nav-ready .nav-panel.is-open { display: flex; position: fixed; z-index: 20; inset: 0; background: var(--night); color: var(--bone); padding: 115px var(--gutter) 45px; flex-direction: column; align-items: flex-start; justify-content: center; gap: 24px; overflow-y: auto; flex-wrap: nowrap; }
  .nav-panel.is-open > a { font: 300 clamp(30px, 4vw, 45px)/1.15 var(--serif); white-space: normal; }
  .nav-panel.is-open > .nav-cta { margin-top: 10px; font: 500 14px/1.5 var(--sans); padding: 14px 22px; border-color: var(--dusk); }
  .nav-panel.is-open > a:focus-visible { outline-color: var(--bone); }
  .nav-panel.is-open .mobile-nav-note { display: block; font-size: 12px; color: var(--dusk); }
  .nav-open { overflow: hidden; }
  .nav-open .menu-toggle { position: fixed; top: 27px; right: var(--gutter); color: var(--bone); }
  .nav-open .menu-toggle:focus-visible { outline-color: var(--bone); }
  .nav-open .menu-toggle > span[aria-hidden] { border-bottom: 0; height: 1px; vertical-align: middle; }
  .home:not(.nav-ready) .site-header { position: relative; background: var(--night); }
  .photo-editorial { gap: 60px; }
  .day-row { grid-template-columns: 115px 1fr; gap: 15px; }
  .day-row h3 { font-size: 28px; }
  .day-row p { font-size: 14px; }
}
@media (max-width: 899px) {
  .hero { min-height: 820px; }
  .hero-copy { padding-block: 170px 180px; }
  .hero h1 { font-size: clamp(58px, 9vw, 82px); }
  .hero-photo img { object-position: 62% center; }
  .hero::after { background: linear-gradient(90deg, rgba(28,31,59,.91), rgba(28,31,59,.4)), linear-gradient(0deg, rgba(28,31,59,.8), transparent 35%); }
  .section-heading { gap: 36px; }
  .flow-strip { grid-template-columns: 1fr 1fr; gap: 32px; }
  .step-number { margin-bottom: 22px; }
  .photo-editorial { grid-template-columns: .78fr 1fr; gap: 40px; align-items: start; }
  .photo-editorial .arch-figure { margin-top: 45px; }
  .day-row { grid-template-columns: 1fr; gap: 11px; }
  .day-row small { display: inline; margin-left: 10px; }
  .day-row h3 { font-size: 30px; }
  .photo-editorial h2 { font-size: 43px; }
  .fee-grid { grid-template-columns: 1fr; gap: 42px; }
  .fee-copy { max-width: 640px; }
  .split { gap: 42px; }
  .process-layout { grid-template-columns: 1fr; gap: 42px; }
  .process-aside > p { max-width: 600px; }
  .diagram-flow { gap: 15px; grid-template-columns: .8fr 20px 1fr 20px 1.3fr; }
  .charity-account { padding: 12px; font-size: 22px; }
  .faq-layout, .policy-layout { grid-template-columns: 1fr; gap: 38px; }
  .faq-aside { display: flex; justify-content: space-between; align-items: flex-start; gap: 35px; }
  .faq-aside p { max-width: 380px; }
  .faq-aside .text-link { margin-top: 0; flex-shrink: 0; }
  .policy-aside { padding-top: 20px; }
  .policy-layout .prose { max-width: none; }
  .annual-example { padding: 28px; }
  .feature-intro .split-copy h1 { font-size: 61px; }
  .feature-intro .split-copy > p:not(.eyebrow) { font-size: 16px; }
  .feature-intro .arch-figure img { aspect-ratio: 452 / 740; }
  .footer-main, .footer-fine { gap: 40px; }
}
@media (max-width: 599px) {
  body { font-size: 15px; }
  .header-inner { min-height: 84px; }
  .brand img { width: 157px; height: 35px; }
  .nav-open .menu-toggle { top: 21px; }
  .nav-ready .nav-panel.is-open { gap: 25px; padding-top: 95px; }
  .hero { min-height: 790px; justify-content: flex-start; }
  .hero-copy { padding-top: 163px; padding-bottom: 175px; }
  .hero h1 { font-size: clamp(53px, 14.5vw, 83px); line-height: 1.02; }
  .hero .eyebrow { margin-bottom: 25px; }
  .hero-copy > p:not(.eyebrow):not(.cta-note) { font-size: 16px; line-height: 1.7; max-width: 360px; margin-top: 26px; }
  .hero .actions { align-items: flex-start; flex-direction: column; gap: 22px; margin-top: 28px; }
  .hero .button { min-height: 50px; }
  .hero .cta-note { font-size: 11px; margin-top: 19px; }
  .hero-photo img { object-position: 64% center; }
  .hero::after { background: linear-gradient(90deg, rgba(28,31,59,.9), rgba(28,31,59,.52)), linear-gradient(0deg, rgba(28,31,59,.9), transparent 35%); }
  .hero-foot { bottom: 25px; flex-direction: column; gap: 6px; font-size: 10px; line-height: 1.6; padding-top: 15px; }
  .hero-foot span:last-child { max-width: 280px; }
  .section-heading { grid-template-columns: 1fr; gap: 25px; margin-bottom: 37px; }
  .eyebrow { margin-bottom: 20px; }
  h2 { font-size: clamp(39px, 11vw, 56px); }
  .flow-strip { gap: 30px 23px; }
  .flow-strip h3 { font-size: 26px; }
  .flow-strip p { font-size: 13px; }
  .flow-strip li { padding-top: 17px; }
  .step-number { margin-bottom: 20px; font-size: 15px; }
  .section-end { align-items: flex-start; flex-direction: column; gap: 20px; }
  .section-end p { font-size: 12px; }
  .photo-editorial { grid-template-columns: 1fr; gap: 44px; }
  .photo-editorial .arch-figure { max-width: 260px; margin: 0 auto; }
  .arch-figure img { aspect-ratio: 452 / 580; }
  .photo-editorial h2 { font-size: 45px; }
  .day-list { margin-top: 28px; }
  .day-row { grid-template-columns: 104px 1fr; gap: 18px; padding-block: 23px; }
  .day-row h3 { font-size: 27px; }
  .day-row small { display: block; margin-left: 0; }
  .day-row p { font-size: 13px; line-height: 1.7; }
  .split { grid-template-columns: 1fr; gap: 40px; }
  .intention-ledger { margin-top: 8px; }
  .ledger-line dt, .ledger-line dd { font-size: 30px; }
  .fee-table { font-size: 12px; }
  .fee-table td { font-size: 18px; }
  .fee-table th, .fee-table td { padding: 15px 5px; }
  .fee-table caption { font-size: 26px; }
  .fee-table th:first-child { width: 45%; }
  .fee-table thead th { font-size: 11px; }
  .fee-table .total td { font-size: 25px; }
  .closing h2 { font-size: 48px; }
  .closing .actions { flex-direction: column; }
  .footer-main, .footer-fine { grid-template-columns: 1fr; gap: 35px; }
  .footer-main { padding-bottom: 34px; }
  .footer-brand { gap: 12px; }
  .footer-brand p { font-size: 25px; max-width: 255px; }
  .footer-brand img { width: 42px; height: 42px; }
  .footer-links { gap: 8px 20px; }
  .footer-links a { font-size: 12px; padding-block: 5px; }
  .footer-fine { gap: 20px; font-size: 11px; }
  .copyright { text-align: left; }
  .site-footer { padding-top: 46px; }
  .page-intro { padding-top: 52px; }
  .page-intro h1 { font-size: clamp(52px, 14vw, 70px); }
  .page-intro .intro-copy { margin-top: 25px; font-size: 17px; }
  .intro-bottom { display: block; margin-top: 25px; }
  .intro-bottom .intro-copy { margin-top: 0; }
  .intro-index { display: none; }
  .money-diagram { padding-block: 36px; }
  .diagram-flow { display: flex; flex-direction: column; align-items: stretch; gap: 15px; }
  .diagram-node { padding-block: 5px; }
  .diagram-node h2 { font-size: 34px; }
  .diagram-arrow { height: 28px; width: 1px; margin-left: 10px; }
  .diagram-arrow::after { right: -3px; top: auto; bottom: 0; transform: rotate(135deg); }
  .charity-accounts { grid-template-columns: 1fr 1fr; gap: 12px; margin-top: 7px; }
  .charity-account { font-size: 22px; }
  .fee-branch { flex-direction: column; gap: 15px; font-size: 12px; }
  .process-list li { grid-template-columns: 25px 1fr; gap: 16px; padding-block: 25px 30px; }
  .process-list h3 { font-size: 29px; }
  .process-list p { font-size: 14px; }
  .editorial-row { grid-template-columns: 1fr; gap: 18px; padding-block: 29px; }
  .editorial-row :is(h2, h3) { font-size: 32px; }
  .editorial-row p { font-size: 14px; }
  .annual-example { padding: 28px; }
  .feature-intro { padding-top: 47px; padding-bottom: 72px; gap: 46px; }
  .feature-intro .split-copy h1 { font-size: 57px; }
  .feature-intro .arch-figure { justify-self: center; max-width: 250px; }
  .feature-intro .arch-figure img { aspect-ratio: 452 / 580; }
  .faq-layout { padding-bottom: 72px; }
  .faq-aside { display: block; }
  .faq-aside .text-link { margin-top: 18px; }
  .faq-list summary { font-size: 26px; padding-block: 23px; }
  .faq-list summary::after { top: 24px; font-size: 22px; }
  .faq-answer { padding-right: 0; font-size: 14px; }
  .faq-answer .fee-table { font-size: 11px; }
  .faq-answer .fee-table .total td { font-size: 25px; }
  .draft-note { font-size: 13px; padding-left: 15px; }
  .policy-layout { gap: 30px; padding-bottom: 65px; }
  .prose h2 { font-size: 30px; }
  .prose p, .prose li { font-size: 14px; }
  .error-page { min-height: 560px; padding-block: 70px; }
  .error-page h1 { font-size: 62px; }
}
@media (max-height: 680px) and (max-width: 1199px) {
  .nav-ready .nav-panel.is-open { justify-content: flex-start; gap: 17px; padding-top: 85px; padding-bottom: 24px; }
  .nav-panel.is-open > a { font-size: 27px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; animation: none !important; }
}

.note-panel p + p { margin-top: 18px; }

.policy-aside p + p { margin-top: 18px; }
.prose ul + p { margin-top: 20px; }

/* Touch targets: a transparent hit area brings small links and the menu button to 44px
   without changing how they look or where they sit. */
.footer-links { row-gap: 0; }
.footer-links a { min-height: 44px; display: inline-flex; align-items: center; padding-block: 0; }
.text-link, .nav-panel a, .menu-toggle { position: relative; }
.text-link::after, .nav-panel a::after, .menu-toggle::after { content: ""; position: absolute; left: -6px; right: -6px; top: 50%; height: 44px; transform: translateY(-50%); }
